Editorial
Risky business
Caveat emptor - "let the buyer beware." It's one of the most
well-worn Latin phrases, right up there with "e pluribus unum" and "habeas
corpus." And with good reason - the buyer has much to beware of in today's
marketplace.
The Better Business Bureau has declared this week Consumer Protection Week. In honor, it
has released a list of some of the more dubious scams, schemes and ripoffs reported during
the year 2000.
If the list is any indication, the operative phrase these days is not "buyer
beware," but more specifically, "borrower beware."
Many consumers took issue with a number of credit protection and loan scams such as the
following:
A company called American Fraud Watch offered "credit protection" services to
customers for a hefty $300 annual fee, but all consumers got were unauthorized charges on
their credit cards. Protection indeed.
Got lottery fever? Independent Financial hoped so. This Victoria, B.C.-based company
called up American consumers telling them they had lottery winnings to collect.
Never mind that it is completely illegal for American citizens to participate in foreign
lotteries.
The BBB received complaints about Chase Concepts, a loan company reportedly located in
Portland. But the Portland address turned out to be nothing more than a private postal
box.
Here's some advice that might help you avoid being victimized: Carefully scrutinize home
equity loan offers.
Ignore offers for a "guaranteed" loan regardless of credit history if a fee is
required up-front.
Check with the Better Business Bureau, trusted financial advisers, government agencies and
private consumer protection agencies before biting on credit protection or loan offers.
Watch out for fraudulent use of the BBB logo. If you're suspicious, check into it. The
BBB's Portland office can be reached at 503-226-3981. Needless to say, don't bite on these
offers or other ones like them.
Instead, bite back. Call the BBB at the above number, the state Attorney General's Office
at 1-877-877-9392, or the FTC at 1-877-382-4357.
There's more information available online. Try the BBB at www.thebbb.org, the Federal
Trade Commission at www.ftc.gov or the state Attorney General's Office at
www.doj.state.or.us. |
Letters
to the editor
Bike cart donation
has meant a lot
My wife and I want to give Carla and Dale Johnson a deeply appreciated thank you.
The Johnsons donated a bike cart so we can take our handicapped daughter Natasha on bike
rides.
Natasha loves the outdoors and had to rely on her wheelchair or her tricycle for short
rides. Thanks to the Johnson's generosity, Natasha will be able to go on longer rides with
Mom and Dad, and even on camping trips.
Alex, Julie and Natasha Bello
Canby
Trash problem
is being ignored
I've lived in an apartment on Southeast Second Avenue in Canby the last 16 years. The
owners of the apartments next door removed their trash Dumpster about six months ago.
Now there is a growing pile of garbage in the back of our parking lot. It is more than 10
feet tall and 30 feet around. There are old mattresses, refrigerators and a lot of
household garbage.
People moving out have piled more and more trash on the mountain. Rats and possums have
moved in in growing numbers. I will no longer use our laundry room because I don't feel
safe for fear of running into them again.
I have made more than 20 calls to the managers of the apartments in question, to the Canby
Police Department, the city code enforcement officer, and to the fire chief.
For six months now I have been promised action, but the trash is still piling up and its
residents keep breeding.
The latest thing I was told was, "It will be cleaned up by Wednesday, Jan. 17."
Then I was told things were on hold, waiting for a registered letter to be returned from
the owners. Does this make sense?
In the meanwhile, children play near the pile, elderly apartment dwellers worry about
their safety and how long it will be before the rodents move into our apartments.
The system is supposed to be in place to deal with problems like this. But, somehow, I've
lost confidence in the system.
Canby used to be a clean, small town U.S.A. Growth should mean prosperity, not acceptance
of slovenliness.
Joan E. Miller
Canby
'Service' station turns
out to be a misnomer
I would like to address the poor customer service at gas stations, or what was
formerly referred to as a "service station."
This past week, I experienced the ultimate in downright bad service. I was in line at a
rural station, following the appropriate directional arrow waiting for my turn at the
pump.
The painting business van in front of me blocked all three pumps while getting his gas.
After filling up with gas and before moving on, he signaled another of his company's vans
to maneuver around the parking lot and back up in front of him to the first pump to start
filling up with gas.
He essentially blocked my way.
When I complained, the counter folks didn't know what I was talking about, and when I
again complained to the attendant, well, he thought it was funny.
I left the station and went to another station only to again be treated with terrible
service, which could be another letter to the editor. I don't know what to think about the
state of service at gas stations today. Where is the service?
I've never been much on pumping my own gas, but I have to tell you that it's looking
pretty good to me these days. I won't be going back to the station in my neighborhood, nor
will I be going back to the other station as well.
I'm taking my business to a station that provides service, and am resolved to pay more to
be treated as a paying customer.
Cheryl Mickelsen
Canby
Homeowners are
targets for taxes
The Canby Fire District will seek voter approval of a five-year local option tax
to hire seven new personnel, including five firefighters and paramedics, in the March 13
election.
I wonder when homeowners are not going to be one of the targets for more taxes. What about
renters? What about charging sales tax and giving the homeowner a tax cut? That probably
won't happen.
I'm sure once our great leaders get a tax they won't want to give it back. I'm becoming
tax and insurance poor. I'm developing a bad attitude being a homeowner. Maybe it's time
to stop more people from moving in. I know that may not be realistic - it's just a
thought.
It seems everything goes up except my wages. I'm sure the fire chief is correct in needing
more personnel. I hope they get it. But this time get it from renters and other citizens
of Canby.
The Canby Fire District will seek voter approval of a five-year local option tax to hire
seven new personnel, including five firefighters and paramedics, in the March 13 election.
I wonder when homeowners are not going to be one of the targets for more taxes. What about
renters? What about charging sales tax and giving the homeowner a tax cut? That probably
won't happen.
I'm sure once our great leaders get a tax they won't want to give it back.
I'm becoming tax and insurance poor. I'm developing a bad attitude being a homeowner.
Maybe it's time to stop more people from moving in. I know that may not be realistic -
it's just a thought.
It seems everything goes up except my wages. I'm sure the fire chief is correct in needing
more personnel. I hope they get it. But this time get it from renters and other citizens
of Canby.
Jack Walker
Canby
Does all the rock have
to come from Canby?
It seems to be a commonly accepted belief by many of our elected officials that
the general public is not capable of discerning what is in its own best interest.
I am confident that most of us not intimately involved in our governmental process not
only know what is good for us, but what is terribly bad for us.
And I think it is safe to say that another aggregate mining operation in our neighborhood
is very bad for those of us who live in and commute through it.
Clackamas County and the state of Oregon may very well need rock to build and maintain our
roads and have done a commendable job of it. But does all the rock have to come from Canby
and its surrounding areas?
I bring to your attention the intent of Oregon Asphaltic Paving Co. to open and operate a
gravel mining site just north of the Dairy Garden on Knights Bridge Road. Many in the
community have known of this possibility since 1989, when the proposal was defeated at the
planning board level of hearings.
The reason for denial of a permit for Oregon Asphaltic Paving Co. at that time was simply
because the land was, and still is, zoned Exclusive Farm Use (EFU). But this fact will no
longer be enough to deter their efforts because the state has changed the rules of the
game.
Due to Oregon's Goals Program and Goal 5 in particular, which spells out the parameters
for the exploitation of natural resources, we are faced with the probability of this pit
proposal becoming reality unless we all come to our senses and speak up.
Your local Community Planning Organization (CPO) is struggling to stay abreast of the
latest developments at this proposed site and to inform the public of such. Here is your
opportunity to hear about it first hand by attending the next CPO meeting at 6:30 p.m.
Monday, Feb. 12, upstairs at Cutsforth's Old Town Hall.
Those whose livelihood depends on rock claim Oregon is running out of suitable rock to
mine for roads. Excuse my skepticism, but are you, the public, going to buy into that line
of reasoning? Oregon is full or rock.
You don't have to be a geologist to know that several million years of volcanic and
glacial activity in the Northwest has blessed us with rock everywhere you look and dig.
The main attraction to this proposed site is the fact that it is close to Portland and
easy to extract. Let's not allow more farmland to be destroyed because of the greed and
shortsightedness of an industry that has historically shown little regard for the land or
the people who inhabit it.
Steven J. Cramer
Canby
Schrader's bill
isn't the answer
Rep. Kurt Schrader is once again trying to impose a system development charge on
new residential homes so that builders will "pay their fair share" for the costs
of schools.
Unfortunately, Rep. Schrader has yet to figure out that most people who buy new homes
already own homes in the community. Therefore, buying a new home 10 blocks away does not
change the demand for schools if they already have kids enrolled.
He also makes the absurd argument that if his bill passes, homebuilders should not be
allowed to pass on the costs to buyers, but should simply reduce their net profit.
As a veterinarian, I wonder how he'd feel if the Legislature tacked on a $100 fee to every
transaction in his business and ordered him not to pass on the costs to consumers. He
might have a different perspective about legislative price controls.
We do have a serious problem with school finance in this state, but introducing bills that
turn certain industries into scapegoats is not the responsible way to deal with it. The
issue isn't new homes; it's the lack of competition in the school market.
The government schools have a near-monopoly on service (greater than 90 percent market
share), and a total monopoly on tax revenues. With a captive market and no real
competition, there are no incentives to keep costs down. That's why the so-called school
finance "crisis" never ends.
It would be nice if Rep. Schrader would deal with this problem, but since he didn't even
support charter schools last session, I don't have too many expectations.
John Charles
Sandy
Parks is good choice,
but process is flawed
I congratulate Corey Parks on his appointment to the Canby City Council. My
criticism at last week's meeting of what I consider to be a flawed process is not intended
as a negative reflection on Corey. He is an excellent choice, and will serve the community
well as a council member.
I also thank the many people who actively encouraged my potential appointment to the
council. I did not learn until last Thursday that there was a whole stack of support
letters submitted to City Hall encouraging the council to appoint me. I truly appreciate
that.
And thank you to those who criticized my candidacy and campaigned against my appointment.
Criticism helps me keep things in perspective, and a variety of opinions vitalizes the
democratic process.
And one other quick note of appreciation. One thing I enjoy more than a compliment is a
well-phrased insult. Thank you, Mr. Tessman, for your letter to the editor suggesting I
would be waiting to lead the community out of darkness into light. Well spoken sarcasm.
Thank you, I smile every time I think of that one.
Roger Harris
Canby
CTA can find
right plan for you
In response to a letter from a concerned Canby Telephone customer, we wish to
clarify a pricing issue related to our long distance telephone service.
Canby Telephone Association, through its subsidiary DirectLink, offers two long distance
plans: 10 cents per minute with a monthly charge of $4.95, and 16 cents per minute with no
monthly charge.
These rates are available any time day or night, anywhere in the U.S. CTA customers
average 40 minutes of long distance calling per month, which calculates out to $6 to $9
per month. In addition, our SimpleChoice calling plan offers 25 free long distance minutes
per month of DirectLink Long Distance.
There have been many instances when we have been able to save customers money with
DirectLink Long Distance because many "low rate" plans from competing companies
have unadvertised monthly charges, minimum calling times in order to get discounted rates,
and/or times of day that calls have to be placed in order to receive the discounted rates.
CTA customers have a choice of who they want to be their long distance carrier. Our
customer care specialists are more than happy to give customers a list of long distance
carriers from which to choose.
Please contact the CTA Customer Care Center at 503-266-8111 for information.
Jeff Pearson
Canby Telephone Association
Canby needs strong
commercial base
It was interesting to note the comment from the Planning Commission in last
week's article on the possibility of the relocation of Milgard Windows in Canby.
If I recall, the comment was made that the citizens of Canby may not want or need to fund
the Sequoia Parkway, which would service the business. However, it was noted that the City
Council would address the issue. Looking at the composition of the new Council, the faces
are very much like those we saw on the Planning Commission.
The issue of supplying infrastructure is an important discussion in that 1) how much
should businesses shoulder, 2) how much should the taxpayer shoulder, and 3) what blend of
responsibilities will impact the viability and vitality of Canby?
With the discussions of new streetscapes downtown, will this Planning Commission/City
Council expect the already struggling businesses in the downtown core to should the bill?
I hope not. Canby needs businesses and a commercial base, not just a residential base.
D. Shuman
Canby
Play it safe
with kids and pets
This is in response to C. Snyder's letter regarding obeying the speed limit in
Canby residential areas.
I used to work with a lady whose young son was struck by a car and left with mental
retardation and physical disabilities as a consequence. Also, I lost my most beloved cat
due to a hit-and-run driver. I have personally, more than once, had to brake my car in
this town for children running into the street chasing after a ball.
I'd like to add some further views to those of C. Snyder.
"Kids and grandkids and beloved cats and dogs," to quote Snyder, really should
not have, nor be given, the opportunity to run into the street. For example, in my
opinion, young children should not be playing unsupervised in unfenced yards. And the
placement of basketball hoops in front yards, rather than in back ones, is a pet peeve of
mine.
Cats, if truly loved, really need to be kept indoors. They're prey not only to
automobiles, but to dogs and predators such as raccoons (yes, even in the city I lost a
cat this way), diseases (if not immunized), other cats (especially if not neutered), fleas
and parasites, animal abusers (read the news), angry neighbors.
I once had a neighbor destroy my front garden in a rage because, she said, my cats went
into her yard, theft (read the news about animals being trapped and then sold for use in
animal experimentation), and injuries and accidents of all kinds (I had a cat paralyzed
from getting into the engine of a parked car and not escaping before the car was started
up).
Dogs need provisions which do not allow for escape into the street. I myself am guilty of
once hitting one even while driving beneath the speed limit.
As a parent and one who has kept pets, I would no longer choose to take the risk of a
speeding car (nor any other) striking a beloved one of mind. For when this happens, though
it be the driver's fault, the loss is mine.
D. Lee
Canby |